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Times are difficult and they are changing fast. Things will never be the same as they were. And if we want to survive these changes with relatively small sacrifices we have to begin tackling the problems right now.
Many Americans are living off their credit cards because their income has shrunk. But while their income has shrunk and they have tried desparately hard to pay their bills on time, their interests on the credit cards have skyrocketed to incredible heights. Penalty payments for late payment have added to the crisis.
If you feel that you need to put an end to this out of control spiraling increase in cost of living than you should look to do something about the debt you have incurred.
Actually it is not that difficult to change your life style, nor is that difficult to reduce the debt and get out of debt until some time in the future when you can again afford it.
Don't get angry. Get even!
This book will show you how.
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