Elizabeth Gregory's world fell apart one Christmas, and she never wants to see the man who caused it -- her ex-fiance, James Hill again. He might be boy-wonder to the investment world, but to her he's the man involved in her sister's death. Yet as the holiday season happily paints the streets in the nation's Capitol red and green, Elizabeth is standing on his doorstep. For her it's the worse time of the year. But James makes her a wager-- one in which refusal is not an option. James found and lost of the love of his life, but providence brings her back to him during the holiday season. This time he'll never let her go--even if he has to convince her he's what she wants. Can they find magic on this one Christmas night?