"Those that do not think about the future cannot have one." John Galsworthy
Sometimes, usually at parties, I wish I had a job with a more exciting reputation. Like a helicopter rescue pilot or a firefighter. Someone people associate with saving lives and changing destinies. Someone crowds gather round, bright-eyed with admiration, to hear stories of heroic deeds and selfless courage.
Instead of this, I have to say: 'I'm a financial adviser'. That usually clears the room pretty fast. Eyes glaze over, heads swivel round frantically and drinks suddenly need topping up. 'Wait!' I want to tell them. 'It's exciting! It's important! I save lives too! I change people's destinies!' But I never get the chance.
I am passionate about what I do. I don't love money but I am fascinated by it and what it can do for us. You see, in my opinion, money is the most important thing in life, except for your health.
'Whoa there. Really?' Suddenly the party crowd is back, ready to argue with the mad money guy.
Yes, it really is that important.
Money is very misunderstood in our society. People shy away from the topic in case they're seen as materialistic or shallow. They bury their heads in the sand when it comes to finance, thinking it'll somehow turn out okay, or they're too young to worry about boring stuff like pensions or insurance. Because you are reading this book I know that you are at least a bit curious about money and willing to be open-minded about how it can help you achieve your goals.
What most people don't realise is that everything important in life like time with your family, health care, good food, medical care, education, the ability to pursue your passion and so on costs money. Money buys you freedom. It buys you options. It helps you become the best that you can be. Not having it can cripple you not just financially but emotionally.
'Wealth is not about having a lot of money. It is about