After suffering one misfortune after another, Bevin is at her wit's end. Her father passed away, leaving everything to her cruel stepmother, who, once the will is settled, will likely drive Bevin out of the house. The last thing she needs now is this terrible cold. One chilly winter Friday, despite being sick, she goes out to conduct street surveys for work and ends up collapsing into the arms of a gentleman she was about to interview. Poor Bevin doesn't know it yet, but he is about to change her life forever.