Spencer Willoughby long ago fled his rigid upbringing, shunning the familial expectations of an Ivy League education and Wall Street career in favor of the sun, sand and surf along North Carolina's Outer Banks. Give him a surfboard and he's a happy man. That is until some nutty lady with a penchant for fender-benders backs into his beloved hand-crafted wooden surfboard, snapping it in half. It's enough to make a man crazycrazier still because the kooky blond is making his blood run hot.
Just when he finally gets the woman out of his head, Spencer is unwittingly paired off with her at a wedding as a favor to a friend, forcing him to make nice with his board-murdering nemesis who he might just want to ride off into the sunset.