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Economic Commission for Latin America
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The Caribbean
pubblicato da
United Nations
There is mounting empirical evidence that the responsible provision and use of formal financial services have a positive impact on household well-being and enterprise performance. At the individual level, financial inclusion benefits rural households and small producers by facilitating the safe accumulation of assets, enabling them to leverage those assets in order to invest in human and physical capital, and supporting better risk management. The positive effects at the aggregate level are associated with better allocation of scarce resources among different activities. Despite recent progress on different aspects of financial inclusion large gaps remain, especially in rural areas, which have been historically neglected. This book describes how these gaps have evolved recently.
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