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Financial literacy is frequently referred to as 'personal financial education.
Actors' ability to manage their finances and avoid amounts of debt that they are unable to repay is regularly questioned. Given the high number of people who find themselves in serious financial trouble, this is a critical social goal. This approach to financial literacy, on the other hand, appears to place all of the blame for financial difficulties on actors. As a result, there is a case to be made for broadening financial literacy to encompass knowledge and comprehension of bank and government behavior in addition to personal financial management.
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