Jake, an inexperienced university student, attempts to locate a roommate in order to save some money. To his surprise, he discovers the ideal girl next door, Amber H., seeking a place to stay. Amber, a red-haired and recently divorced beauty, quickly realizes Jake's obvious attraction to her and ultimately uses this attraction to her benefit. When touring the apartment, Amber voices her inability to pay for the background check and additional fees that come with applying to sign a lease. Using Jake's attraction as a tool, Amber decides on an alternative way to have these fees waived.