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In A New Capitalism, Frank Altman, a legendary figure in the Community Development Finance industry, offers a systematic argument for why and how American capitalism can be extended to people from every walk of life, including those from low-income census tracks. He explores the history and cultural realities that have created an unequal financial playing field, particularly for BIPOC communities and how innovative approaches can create sound investment devices and exponential growth in minority and women-owned businesses and increase levels of home ownership. Altman exposes the false belief held by many that capitalism operates at greatest efficiency when only focused on increasing the wealth of the richest segments of a population and offers clear evidence how American capitalism has always existed within a regulated system.
By identifying the current moment as transformative for capital markets due to the financial disruptions caused by the COVID- 19 pandemic and the murder of George Floyd, Altman offers pragmatic alterations to existing investment programs, expands on historically successful examples of innovative investment approaches, and outlines next steps that can ensure more people will benefit from the wealth capitalist systems produce.
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