Merry Collins is trying hard to live up to her name this holiday season. Between juggling three jobs, contending with a car on its last leg, and her ex-husband suddenly demanding visitation with their son, she's finding it tough to keep her impish smile in place as one of Santa's part-time elves. After losing a bet, Jack Wittingham finds himself ringing the Red Kettle bell in front of the mall for two weeks. A successful self-made businessman, Jack's not long on Christmas spirit, but a bet's a bet and he'll ring for a good cause. So when an elf appears bearing a hot cup of coffee, he's intrigued, especially when she blushes. Can Merry and Jack put their holiday troubles behind them to open the greatest Christmas gift of all--love?