Kristy is an Assistant Principal with a serious need of cash. With loans strangling her and a opportunity of a lifetime hanging in the balance, she opts to borrow money from a school account. Her only problem is Tom, as he knows what she did and wants sexual favors in return for his silence. As the blackmail continues, Kristy gives into her own needs that are now being satisfied. Her only problem comes with her husband and the prospect of being pregnant from her blackmailing lover.