The Borrowers Bible

Knowledge is power? Not hardly...not on its own anyway. I believe that knowledge plus interpretation plus action equals real power. And, in my twenty plus years of working in the
mortgage business, I've seen over and over how clients can benefit from this combination...often resulting in saving them
literally hundreds of thousand of dollars. And from my extensive work in national television and media, I've seen the massive amount of misinformation that is delivered on a daily
basis by those who simply do not understand. All too often, raw facts or knowledge are not accompanied by interpretation, nor is a clear course of action devised by a trusted advisor.In this book, Todd Gehrke has drawn upon some of the greatest minds in the industry to provide you with the knowledgeand better yet, the clear interpretationto really understand what happens behind the scenes of a home loan. How and why do home loan rates change? What really impacts your
credit score? What are lenders really looking at when they make their approval decision? Does looking back at the history of rates really provide us with a glimpse into the future?
This book will provide all those answers and more. And to determine your own course of action for a home loan and financial strategy, Todd is one of the leading home loan consultants in the nation. After reading this book, look no further
to help apply your knowledge and interpretation, and learn the actions you can take todaythat may impact your wealth for the rest of your life.
All the best
Barry Habib
CEO, Mortgage Market Guide

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