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The Habit Effect ~ Your Life, Your Money was written to bring awareness to financial literacy by using the principles of habits. It is an INSPIRATION for a financial freedom mindset, which we all deserve. FANTASTIC money management advice for high school and college students and individuals looking for tips on money management as transition to the next level in life. LOADED with creative financial habits on savings, money flow, budgeting, tracking spending, demanding good credit, loan responsibility and retirement planning. Very HELPFUL for transforming to good habits by focusing on understanding abundance. USEFUL for identifying some important factors in starting and running a successful business. A MUST have to eradicate the money grabbers, money penalties and money scams.
In a S & P Global Financial Literacy Survey that was conducted, it indicated that only 57% of adults in the United States are financially literate, and worse, comparisons shows that only 33% of adults worldwide are financially literate. This lack of financial understanding has a major impact on our country. The goal of "The Habit Effect" is to provide information that can be used to eradicate financial disasters by providing coaching tips on how to educate your child, student, staff, or business partner with information that will motivate them to take action, and this helps individuals improve the quality of their lives by developing great habits around financial literacy.
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