Shy Fiona has had a crush on swoony Carter since fourth grade, but he doesn't have a clue. When Fiona's ex Sly Bennett attacks her family businessand her ability to pay tuition at her pricey boarding schoolit's up to Fiona and the rest of the Payback Society to out-con the con. Thrust into Carter's inner circle, will Fiona finally discover the courage to tell him her feelings?