We all know that sometimes we get into debt without actually trying, something happens, you miss a bill, you have a baby, you have a problem at home. The list of reasons that cause you getting into debt are endless and generally its not intentional.
This guide breaks down in simple steps what you can do to clear your debts without getting into a panic.
Step by step guide to dealing with people you owe money to
Template letters and emails, that are clear and concise
How to get your credit report for free from all the Credit Reference Agencies
Bank accounts to help you manage your money
Dealing with debt collectors and the courts
We also cover all about debt relief orders and other forms of help you may need in certain circumstances, but generally covering the simple steps in the guide you won't need to go down that route.
And much much more.